The early years of home computers were filled with hours of budget balancing, financial planning, stock tracking, mortgage amortization and other exciting financial tasks.
As with certain other categories, at least some of this software sold enough copies to justify the work that went into producing it. Whether it was used enough to justify its purchase is another question entirely.
Computes monthly payments, total cost of loan, interest and principal amounts per month. 16K.
TS 1000
Stock selection guidance. Fundamental stock analysis. One time input using data in newspapers/library. Make buy/hold/sell decisions. Uses linear regression techniques to forecast expected earnings and corresponding market data. 16K.
TS 1000 TS 2068
Tells how much you have to spend per pay period (works on any pay period length) and how much you have left. 1K and 16K.
ZX80 ZX81 TS 1000
Calculates yearly depreciation and book value. Calculated using straight line method, sum of the year’s digits method and double declining balance method. 1K.
ZX81 TS 1000
Make objective strategy decisions. Requires only current options data from popular financial publications. In-depth analysis using extension of Black-Scholes model. Nine options per run ranked by potential profit, loss, expected return. 16K.
TS 1000
Program to track checks, deposits and withdrawals. Allows balancing against bank statement. Requires OS 64.
TS 2068
Checkbook lets you create categories for expense tracking and perform monthly bank reconciliation. Bill Payer keeps running file of creditors, amounts, due dates. 16K.
TS 1000
Maintain an up to date portfolio of your stocks, bonds, or other financial investments. Monitor your results or run a forecast of expected results. Includes P/E ratios, dividends, etc. 16K.
TS 1000
Inventory and analysis (e.g., profit, loss, yield, dates). Market Forecast. 16K.
TS 1000
Menu driven program to track a year’s worth of tax deductions. Twenty user defined categories. Each category may contain 25 entries. Entries include date, description (comments), and dollar amounts. Review individual files, or totals Y.T.D. Self -starting, self-naming, self-saving. 48K.
TS 1000
Fully-automatic/completely reliable program does Federal Income Tax Forms. All mathematical computations are done by your computer. Works for every filing status.
TS 1000
This collection of programs includes loan amortization, future values of investment and 9 other financial functions.
TS 1000
This has all the features of FINANCE I, along with salvage values, discount paper, andmore. A total of 15 functions.
TS 1000
Checkbook Balancer: reconciles check register with bank statement. Net Present Values: computes net present value of a series of cash flows. Auto Loan Analysis: computes amount of loan and monthly payments.
TS 1000
Handy tool for evaluating cash flow, investments, loans or stock market speculations.
TS 2068
Combines budgeting, record keeping, and check reconcilement into one operation. 16K.
TS 1000
Evaluate financial statements. Prints a series of questions seeking input from the balance sheet and income statement. Prints 18 financial measures/ratios ranging from mark-up to ROI to collection period.
TS 1000
Analysis of retirement and investment savings. Standard savings and IRAs, showing tax, interest, retirement income, inflation, comparison and plot. 16K.
TS 1000
Home and personal financial calculations. Mortgage principal pre-payment; projected IRA value; true yield on investment; standard interest rate calcuations. 16K.
TS 1000
“Money Matters”: wise counsel on interest rates, loans, mortgages, net worth, more.
TS 1000
Financial statement analysis. Computes all relevant data and ratios for evaluation of a company’s balance sheet and income statement. 16K.
TS 1000
Evaluate your stocks by the seven key factors used by successful stock market analysts. Also includes a subprogram for dollar cost averaging. 16K.
TS 1000
Up to 17 user-defined income and expense categories to track monthly finances for income tax reference.
TS 1000
Two programs to help you invest your money and project interest on installment loans. Interest received projection estimates the future return on an investment using compounding of interest by compounding period. Loan payment projection estimates the monthly payment for an installment loan based on the amount borrowed, length of time and interest rate using compounding.
TS 1000
Course 1 in a series of courses on investment and financial analysis. Covers the same material as covered in business schools with some practical techniques. Programs and examples as learning aids and tools for later investment. Ideal for beginner or occasional investor.
TS 1000
TS 1000
Contains all information necessary to guide you through the IRS forms. Step-by-step instructions. Does the mathematical calculations. Continuous updates allow the program to be used year after year. 16K.
TS 1000
Investment/loan analysis. Computes either amount, payment, interest rate or time given any of the other three elements. 16K.
TS 1000
Maintain a complete permanent record of all IRA transactions. Subtotals and account balance computed.
TS 1000
Internal rate of return/net present value analysis. Computes IRR, NPV or both for an investment given a series of annual cash flows. 16K.
TS 1000
Generates loan payment schedules. Check interest vs. principal. Evaluate time payments.
TS 1000
Given principal, interest rate and number of years, will calculate approximate payment for home and auto loans. 1K.
TS 1000
Shows breakdown between principal and interest on loan payments. Provide any three factors (amount, interest rate, number of payments or payment) amount program will calculate the unknown factor Any payment factor can be used: monthly, weekly, daily, etc. program will break out the interest and principal portions of each payment for any period desired; it
TS 1000
Helps analyze loan with menu and instructions. Calculates monthly payment for a loan; duration to pay back a loan; affordable loan amount; compare various loans; manipulate loan parameters; amortization tables; interest charges; com- pound interest; appreciated value of an investment; depreciation (straight line, declining balance, sum of digits).
TS 1000
Display the total cost of any loan, interest paid, and period balances. You can better judge your financial obligations with this program, and make an efficient decision for loan application. 16K.
TS 1000
Track your portfolio of stocks to assess your profit and losses through various periods. Check your performance against your investment goals and as compared with the current inflation rates. 16K.
TS 1000
Spot market trends and keep track of stocks. Tape 1 plots moving averages of market statistics and stocks starting you off with a 2-year Dow Jones and S&P data base. Tape 2 stores vital information on specific stocks for point and figure analysis. 16K.
TS 1000
Helps sort credit card bills to determine how much to pay on each bill to maximize interest savings. Requires OS 64.
TS 2068
Two programs: Savings, Loans. Savings: Analyze your savings plan, establish goals, and determine how best to attain them. Loans: Figure out loan repayments instantly, for both one-time and monthly repayment schedules. 2K.
Downloadable TS 1000
Money and Interest, two programs to perform multiple financial calculations.
Downloadable TS 1000
Displays annual or monthly mortgage tables. Shows balance remaining and total interest paid for given period Rule of 78 section compares this interest with conventional loans. 16K.
TS 1000
A program based on a proven method for investing in no-load mutual funds. Records can be saved and then loaded. If you are an investor, this program is for you. Instructions and listing.
TS 1000
Keep track of stocks you own showing current value of investment, percent gain or loss and other data.
TS 1000
Fully-automatic/completely reliable program does N.Y. State/City taxes in minutes. Includes tax tables; all mathematical computations are done by your computer. Works for every filing status. Contains integral standard deduction routines. 16K.
TS 1000
Strategic financial-planning program. Calculate retirement finances, your children’s education, vacation plans, and trust funds. Test several assumptions and calculate alternative futures.
TS 1000
Calculates year to pay off credit cards, total finance costs, added finance cost of new purchases, ways to pay early and save money. 16K.
TS 1000
Three integrated programs. Compile reports, automatic posting, data base, add messages to entries, profit/loss statements, amortization/payment schedules; create as many accounts as you need; single entry posted into proper categories.
TS 2068
Menu-driven program to manage up to 18 assets. Performs analysis on asset values, calculates current value, annualized capitalization, gains, dividends and more.
TS 2068
Monthly statement reconciliation. Search by item or type of expenditure. 16K.
TS 1000
Three programs on one tape: Stocks, IA, Loans. Stock portfolio database allows you to store stocks, add or change, obtain the value of each stock, the whole portfolio, all of any type of stock. IA determines various income from compound interest and annuities. LOANS will amortize a loan, calculate the regular payment, last payment, term,
TS 1000
8 routines that use compound interest. Calculate accumulated interest, time to accumulate, rate of return, investment required, future value, future value with daily compounding, conversion to effective annual rate, and conversion of add-on interest to APR. 16K.
TS 1000
3 routines for calculating IRA account balances using single annual, regular monthly, or irregular monthly deposits. 5 routines using simple interest to find total interest paid, time to accumulate, rate of return, investment required, and future value. 16K.
TS 1000
Loan amortization routines. Calculates the number of payments, interest rate, payment required, how much can be borrowed, total interest paid, remaining balance, refund on early payoff and prints an amortization table in 32 column double line format. 16K.
TS 1000
Maintains an unlimited number of portfolio files of up to 75 stocks with 12 buy/ sell transactions per stock. Historical information and bar graphs provides a broad perspective of the profitability of your investments. Capital gains data expedites tax work at the end of the year.
Downloadable TS 2068
Contains four programs recorded on 2 tapes, accompanied by a detailed manual. To help you plan, record and control your stock market activities. These programs have been adapted for the ZX81 and T/S 1000 from routines used in large scale computers by a leading software house. Programs include: Dow Jones Moving Average; Personal Stock/Bond Transaction
TS 1000
Increase income and net worth with little time, effort or risk. Get finances under control and expand your earnings capability. Proven wealth accumulators, with graphic displays, will help you to gain financial independence. 16K.
TS 1000
Menu driven with add/delete facility; full schedule with graphic presentation. Capital gains calculation; Dow Jones Index compared with share performance; auto print capability. 16K.
TS 1000
Investment portfolio file management. Maintain records of shares, cost, performance, and selling price targets of up to 50 stocks, bonds, mutual funds. Menu driven. List file, records; record maintenance or file update options. Input current market prices and program recalculates overall portfolio and individual security performance as well. 16K.
TS 1000 TS 2068
Program performs minimum risk and market sensitivity calculations for a portfolio composed from a set of stocks. A portfolio is found which gives the minimum amount of non-market risk for a given level of sensitivity. 16K.
Downloadable TS 1000
Allows you to input the key investment details on up to three different properties and then calculates the cash flow and the return on investment for comparison. Calculations are done before and after taxes. You can play “what if” simulations. 16K.
TS 1000
Two stock management programs. Stock analysis takes data on any stock, computes total cost including broker’s commission, and computes the result of any number of call options entered including gain, yield, time held and more. Portfolio holds information on up to 10 stocks and computes gain, yield, etc. Displays a composite view of all stocks
TS 1000
Written by an experienced stock market executive, this program is made up of two sections. “MKT1” contains Net Price Worksheet, Profit/loss and Covered Write Worksheet. “MKT2” uses the Net Price Worksheet and adds the Write Unwrapper. You can alter variables after the initial run, enabling you to try different price and investment alternatives.
TS 1000
Track up to six stocks, averages or commodities. Produces graphs and technical indicators to help make trades. Also known as “Nooter Stock Program.” 16K. Marketed by Timex as Stock Market Tech Analysis I.
TS 1000 TS 2068
Manages your portfolio, maintains records of securities you have bought and sold. Analysis provides 12 different listings (gains, loss, dates, yields, etc.) On side 2 of cassette, program for market forecast. 16K.
TS 1000
Evaluate stock options quickly. Output includes an unexercised ROI, annual ROI, and net worth. 16K.
Downloadable TS 1000
Stock options can open up a new investment horizon for you when you know the timing for buying and selling them. Remember they require less investment than stocks. The program will calculate the projected rate of return over the life of the option and allow you to compare various stock option combinations. 16K.
TS 1000
Plots prices and volumes for the prior 26 weeks. The 1000 version holds 19 stocks and the 2068 version holds 100 stocks.
Downloadable TS 1000 TS 2068
Store all pertinent data of up to ten different stocks at a time. Continuously calculates gains, yields (including dividends received) and length of time held of individual stocks as well as a composite view of all holdings. Each stock entry can be easily modified or deleted. 16K.
TS 1000
Enter the selling price of stocks along with their annual dividends in order to obtain the return on the investment for any combination of years. 16K.
TS 1000
Tracks stock transactions, including broker’s fee. Spreadsheet format. 16K.
TS 1000 TS 2068
Provides comprehensive and automatic valuation and stocktaking facilities for the small businessman, sports and social clubs, or domestic use. Menu driven with paging; full screen tabular display in six columns with sub and grand total options. 16K.
TS 1000
Compare various mortgage amounts, terms, and interest rates. A range of comparisons for each element of the mortgage is allowed and detailed output tables are provided. A detailed amortization schedule is also provided as an option. 16K.
TS 1000
Tax program to assist you in organizing/preparing an accurate return. 1040 Schedule A-B on 16k cassette.
TS 1000
Form 1040 and most schedules. Enter and modify data on a screen copy of the form. TS 2068 version in 1984.
TS 1000 TS 2068
Helps organize tax records for individuals. Written by an accountant to helps organize tax records. Program asks questions which you answer by using your W-2 forms, interest statements, etc. Can be used year after year program provides hard copy for tax records.
TS 1000 TS 2068
Ten programs for the 1982 tax return. Menu driven; self -modified; saveable. Schedules A/B, C, E, G, SE, and Forms 2106, 2119, 2210, and 3468. 16K.
TS 1000
Detailed price/volume charts on logarithmic grids. Includes 16 weeks of data of 6 favorite stocks.
TS 1000
Technical stock analysis to predict stock and market movements. 6 functions: input price-volume data from worksheet; update data; 16 week data listing; detailed price-volume data chart; technical analysis evaluation based on statistical averages, moving average trends, price momentum.
TS 1000
Determine the net effect of your IRA planning. Periodic contributions, inflation adjustments, interest earned and a host of other variables are established and your retirement amount is calculated in both inflationary and current dollars. 16K.
Downloadable TS 1000
Uses artificial intelligence to assist the user to prepare common personal and small business tax forms. The programs ask the user questions and tell which amounts should be placed on each line of the tax form. 16K.
TS 1000
List the series, issue date, serial number, and denomination for 25 bonds. Add or delete bonds, make changes, increase or decrease number listed. 16K.
TS 1000
Calculates broker’s commission on any stock in any quantity. Calculates gains and yields on currently held stocks. Call Option strategy also is incorporated into this program: When you buy a stock and sell an option against the stock, the computer will calculate what will happen on expiration date of the option. 16K.
TS 1000
Income tax preparation software. Standard form, itemized deductions and 1982 tax tables included.
TS 1000